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Independent Investor

Same-sex marriage comes of age

Last week’s historic Supreme Court ruling could be a windfall for gay couples married and living in at least 13 states and the District of Columbia. That accounts for about two-thirds of same-sex marriages in this country. For the rest, things are not so clear.

The high court’s decision to lift bans on federal same-sex benefits will have repercussions throughout this country and will send corporations scrambling to reassess everything from withholding taxes to fringe benefits.

Same-sex marriage finally comes of age

This week’s historic Supreme Court ruling could be a windfall for gays married and living in at least 13 states and the District of Columbia. That accounts for about two-thirds of gay marriages in this country. For the rest, things are not so clear.

The high court’s decision to lift bans on Federal same-sex benefits will have repercussions throughout this country and will send corporations scrambling to reassess everything from withholding taxes to fringe benefits.

Retirement: Really, who can afford it?

Most Americans’ retirement savings are under $25,000. That’s old news. The new news is that with Social Security in jeopardy, medical costs skyrocketing and the chances of living longer better than ever, how do you expect to retire in the years ahead?

What happens if you can’t afford Obamacare?

We have all been inundated with the pros and cons of Obamacare. It has become so ubiquitous in our daily lives that most of us have simply tuned it out. We can’t afford to do that much longer.

As most readers know, Obamacare, formally named The Affordable Health Care Act, will become the law of the land on Jan. 1, 2014. However, as early as October of this year, a new way of buying health insurance will be available to consumers through an online insurance marketplace. So decision time approaches.

Online education is not a panacea

Over the last decade, online enrollment in college classes has exploded. Many hope that it will help reduce the burgeoning costs of a college education. The evidence, however, thus far indicates that we have a long way to go.

Barbershops, stubble and scruff

Facial hair is back in a big way among men. That is nothing new, but the time, effort and expense of looking so scruffy might surprise you.

Vocational schools are the answer

If you think a 7.8 percent unemployment rate in this country is terrible, ask an unemployed 18-year-old how their job search is going.

I’ll tell you, not well. Today, unemployed workers between the ages of 16 and 19 years old have an unemployment rate of more than 23 percent, according to the Bureau of Labor Statistics. That number falls to 20.9 percent among white kids and explodes to 39.3 percent for African-American youths. The dismal fact is that for America’s young adults unemployment is 30 percent higher than the national average.

Vocational schools: answer to unemployment

If you think a 7.8 percent unemployment rate in this country is terrible, ask an unemployed 18-year-old how their job search is going.

I’ll tell you, not well. Today, unemployed workers between the ages of 16 and 19 years old have an unemployment rate of more than 23 percent, according to the Bureau of Labor Statistics. That number falls to 20.9 percent among white kids and explodes to 39.3 percent for African-American youths. The dismal fact is that for America’s young adults unemployment is 30 percent higher than the national average.

Cheap manufacturing doesn’t cut it anymore

In this brave new world of ours, it is no longer enough to simply offer the lowest cost product. Product innovation is now critical to a company’s success. U.S. companies are discovering it is becoming harder to innovate when their manufacturing plants are half a world away.

Cheap doesn’t cut it anymore

Independent Investor

In this brave new world of ours, it is no longer enough to simply offer the lowest cost product. Product innovation is now critical to a company’s success. U.S. companies are discovering it is becoming harder to innovate when their manufacturing plants are half a world away.