Independent Investor

Should college be free?

Independent Investor

Part 1 of 3
It is a debate that has occupied this country for years. Should college be free to all Americans or should we continue to pay for it? Those in favor argue it is one of our inalienable rights. Those opposed say college is a privilege to be earned and paid for in order to have meaning and merit.
I suspect the majority of Americans who are still paying off student loans or are already paying for a college education (or soon will be) would vote for free tuition. Who can blame them?

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When to start saving for retirement? Now

Independent Investor

What are the best avenues to save for retirement?

Today savers are offered a plethora of tax-deferred retirement plans. For those of you who are just starting out the choices can seem overwhelming but it is not as hard as you think.

Back in the day, before the advent of government-sponsored savings plans, defined benefit pension plans and the odd annuity were the only investment vehicles available to me.

It’s your move, America: Create change

Independent Investor

It is no accident that a growing number of senators and congressmen are supporting an end to insider trading among Washington lawmakers. Given the dismal approval ratings of the nation’s politicians, anything that can raise ratings is at least being considered. But don’t count on the passage of this bill called STOCK (Stop Trading on Congressional Knowledge), which is scheduled for a vote in the next few weeks.

Banks backstop global economies, again


Last week, global markets rallied more than at any time since March 2009. The news was positive and enough to trigger a stampede by short sellers to cover their positions. The moral of this tale is don’t bet against the world’s central bankers.