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Independent Investor

Long-term care insurance can be crucial

It is a subject that most Baby Boomers want to ignore. Many of us are gambling on the hope that we won’t need long-term care, or if we do, our medical insurance, Medicare, or, at worst, Medicaid will cover the cost. Think again.

Long-term care insurance should be on your agenda

As Baby Boomers grow into their 60s, the possibility that at some point soon you may need long-term care becomes a real possibility. Since that kind of care can cost $250/day or more, depending on where you live, it makes sense to at least consider buying insurance.

Why free trade has a bad rep

The Establishment — economists, politicians of both parties, Wall Street and Corporate America — is horrified. One of the linchpins of capitalism has suddenly come under attack. The growing anger over free trade is threatening more than 30 years of trade deals with the rest of the world. It was a disaster waiting to happen, and we have only ourselves to blame. 

The rise of the robots in banking

If you think the human factor is rapidly disappearing from the workplace, you may be surprised to know that Skynet has arrived and even C-3PO and R2-D2 are being left behind. Nowhere is this change more apparent than in the nation’s banking system. 

The rise of the robots in banking

If you think the human factor is rapidly disappearing from the workplace, you may be surprised to know that Skynet has arrived and even C-3PO and R2-D2 are being left behind. Nowhere is this change more apparent than in the nation’s banking system. 

Update on Social Security and other tidbits

Over the past few months, there have been some changes to Social Security rules as well as an ongoing effort to provide increased protection from brokers managing your IRAs. Here is an update to those topics. 

Senior housing is set to soar in US

United States demographics indicate that the senior population in this country is growing at twice the national average. As more and more Baby Boomers retire in the years ahead, the demand for senior housing is set to skyrocket.

Populism and Wall Street

New Hampshire is behind us, but voters’ new-found populism is just beginning to impact the presidential elections. Could there be real change brewing as a result?

Remember, this too shall pass

The markets have gone straight down for almost two weeks. The media is becoming more and more pessimistic as the averages plummet. Doom and gloom permeates the investor population. This usually means that opportunity is just around the corner.

In my own world, the telephone has been ringing off the hook and my inbox is full of panicky emails. So this column is for all those clients, readers and prospective clients out there who are wondering what the heck is going on. 

How cell phones hurt your productivity

Forty-two years ago, when the cell phone was first invented, the new device was hailed as a major tool in boosting everyone’s productivity. Today, we are discovering that the opposite is true. The cell phone has become a major distraction.